Plumber's Liability Insurance
Offering plumbing businesses protection from risk
if they experience a covered incident.
Plumbers Insurance is a specialized kind of commercial insurance that
uniquely meets the needs of plumbing businesses.
Most of these policies are drafted with multiple individual coverages in them,
bundling those coverages into a single package policy.
In general, most businesses and self-employed individuals who offer plumbing services for hire should have a
Plumbing Insurance policy in place. This can include:
Residential plumbing service providers Commercial plumbing service providers HVAC and plumbing companies
Self-employed plumbers who work part- or full-time Employed plumbers who moonlight on their own
Does my Home-based Business need Business Property Insurance?Whether sole proprietors who run home businesses need business property insurance depends on the terms of their Homeowner's Insurance, their business’ assets and other factors. Some homeowner's policies offer basic coverage for home offices. Not all policies will cover a home office or equipment that’s used for a business, though, and those that do may offer only minimal protection. Sole proprietors who are in this position ought to seek the advice of an informed insurance agent. An agent who specializes in business property coverage will be able to determine whether this type of insurance is necessary given a specific business’ situation.
What coverages do Commercial Property Policies offer?Commercial Property policies might offer a variety of protections. There are two main protections, however, that most policies make available: Building Coverage, which is normally used to insure buildings and structures Contents Coverage, which is normally used to insure equipment and inventory