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Landlord Insurance

Let's work together to protect your property.

Landlord Insurance is a policy for someone who rents out a home they own.

This type of insurance typically includes two different types of coverage: property and liability protection.

Both coverages are intended to help protect you, the landlord, from financial losses.

LANDLORD PROPERTY PROTECTION

The property protection in a landlord insurance policy typically helps cover physical property related to

the home you're renting out. This may include the dwelling itself and equipment you keep on site to help maintain it.

Coverage generally includes:

  • Does my Home-based Business need Business Property Insurance?
    Whether sole proprietors who run home businesses need business property insurance depends on the terms of their Homeowner's Insurance, their business’ assets and other factors. Some homeowner's policies offer basic coverage for home offices. Not all policies will cover a home office or equipment that’s used for a business, though, and those that do may offer only minimal protection. Sole proprietors who are in this position ought to seek the advice of an informed insurance agent. An agent who specializes in business property coverage will be able to determine whether this type of insurance is necessary given a specific business’ situation.
  • What coverages do Commercial Property Policies offer?
    Commercial Property policies might offer a variety of protections. There are two main protections, however, that most policies make available: Building Coverage, which is normally used to insure buildings and structures Contents Coverage, which is normally used to insure equipment and inventory

LANDLORD LIABILITY PROTECTION

The liability portion of a landlord insurance policy may help you pay for another person's medical bills or your legal expenses

if someone else is injured on your rental property and you're found responsible.

All of the above types of coverage are subject to the deductibles and limits stated in your specific landlord policy.

Your deductible is the amount you'll pay for a covered loss before your landlord insurance kicks in. A limit is the maximum amount

your policy will pay after a covered loss. Each coverage typically has its own, separate deductible and limit.

For more detailed information about the benefits of Landlord Insurance,

or to begin coverage, fill out and submit the request information form below.

One of our agents will contact you to discuss your needs.

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