The work that heating and air conditioning contractors do exposes them and their businesses to many potential risks.

For example, they can have equipment stolen, make a mistake during a job, get into an accident on the way to a job, be injured during a job or have any number of other things happen during the course of a normal workday.

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HVAC Business Insurance is a specialized form of commercial insurance that’s designed specifically for

heating, ventilation and air conditioning specialists.

In order to offer these businesses robust protection, most HVAC contractor policies come as package policies

that have several individual coverages within them.