Liquor Liability Insurance is designed to fill the gap that a

general liability policy doesn't address. 

It may either be added as an endorsement to a general liability policy or purchased separately.

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Who needs liquor liability coverage?

Businesses that typically need liquor liability insurance coverage include:

• Restaurants

• Bars and taverns

• Caterers

• Breweries and wineries

• Grocery stores

• Liquor stores

Keep in mind, liquor liability won’t replace a general liability policy.

The business types listed above, and others like them, may need to carry both forms of insurance.